Funding the S.M.A.R.T. Way!

Standard business loans with a maturity rate. Term loans are provided by banks, community lenders, SBA lenders, credit unions, asset based lenders and alternative lenders.

Provided by banks and conventional lenders in which the Small Business Administration participates by agreeing to cover SBA lender’s losses should the borrower fail to repay the loan.

Pre-approved business financing accessed as needed, and only pay interest on what the business uses. Offered by banks, alternative lenders and asset based lenders.

Often referred to as mid prime business loans, a FinTech loan or line of credit provides financing to small companies who need affordable rates, easy approval process and fast funding.

Loans using the company’s assets as collateral to secure financing. Collateral can include commercial and personal real estate, accounts receivable, equipment and or inventory.

Sale of a merchant’s future credit card transactions in return for immediate

cash financing. MCA collects repayments each day by taking a percentage of small business’s credit card transaction

Financing used to help a business meet its obligations while waiting on permanent equity or debt financing,
or while waiting for receivables to clear. Can be used for working capital or real estate.

A way for companies to obtain business equipment by leasing rather than having to pay the full cost of the equipment. Leasing company purchases equipment